UBA lists products to drive her retail banking

United Bank for Africa (UBA) Plc, on Friday in Lagos, identified some of the innovations to drive her retail banking to include Mobile Banking solutions, USSD Banking, Leo Chat Box, UBA Click Credit, among others.

The pan African bank also reassured of its commitment to delivering superior and innovative banking solutions to its over 20 million customers where it was present around the 20 African countries.

Ogechi Altriade, group head, Retail Liabilities of UBA, who spoke on the products at a virtual media parley with journalists participating across Nigeria and Africa, said that the products would drive its retail banking business as well as aid customers and non customers to perform unlimited transactions in Nigeria and Africa.

Altriade,  said that the bank had come up with a “kiddies products and proposition” that would support parents to save toward their children’s education.

She said the bank also supported the kiddies through scholarships and periodically allowed parents to participate in the scholarship draws as a way of helping them see their children through school.

She noted that the bank had come up with a product, “Face of our Next Gen” proposition, with Wizkid as a role model and an ambassador in order to bring forth vibrant youth to embrace the proposition.

Altriade disclosed that the UBA retail banking businesses also catered for the “Mass Market” segment, where it had its largest population of people, adding that the mass-market segment is majorly targeted at average and low earners

The bank, according to her, has also come up with a segment for SMEs known as “SME Banking”, stressing that this product does not just cater for individuals but Micro Small and Medium Enterprises, while it offers financial and non-financial services to them.

Altriade said that the bank’s retail banking also catered for people in the Diaspora.

“We have UBA connect products that give you access to all the countries where UBA is present.

“We also have our Africash products where customers and non-customers can have access to it,” she said.

Altriade pointed out that the UBA Agency Banking segment was designed to bring the underbanked and unbanked into the system.

She said: “with UBA Agency banking, they are able to leverage on platform to reach out to people in the remote areas.”